Personal Business
I get paid: $1,000
You can advance up to:
and only pay: extra
Qualify for a deluxe account and access even higher advance amounts and lower fees!
*Example based on a repayment period of 7 days. Eligibility criteria apply.
quick & easy

A Simple Wage Advance Service

  • Fair & transparent
  • Sign up in 3 minutes1
  • New customers can get an advance of up to 25% of their pay, and more for return customers, to a maximum of $2,500*
  • Real-time wage deposit 24/72
  • Even lower rates for selected return customers
get my pay now
get my pay now
1. Create an account

We need your personal and contact details.

2. Connect your bank

Link up your wage account so we can see your income.

3. Real-time payout

Most people have their wage advance in 60 seconds.2

100% Online

Be In Control Of
Your Pay

Wagepay was founded for a purpose. To revolutionise the way you access your pay, for the better, by giving you easy, online access to a portion of your wages before pay day.

You can also unlock other online services, such as bank scoring and access to your credit file, to help you take control of your money.

Conveniently access these services anytime through the app, or choose to do it through our website, it’s up to you!

Why Us

Customers Love Our Wage Advance Product

We don’t do credit checks

Which means your credit score does not get impacted when you take a pay advance. Instead, we look for a good history of you handling your money in your bank account.

We give you back control

No waiting for payday, no late payment fees, and no missed opportunities! We help you access your wage when you need it with our pay on demand service.

We don’t involve your employer

Your personal life stays personal. Access your pay before payday without involving your employer in any way shape or form. The power is back in your hands!

  • We don’t do credit checks

    Which means your credit score does not get impacted when you take a pay advance. Instead, we look for a good history of you handling your money in your bank account.

  • We give you back control

    No waiting for payday, no late payment fees, and no missed opportunities! We help you access your wage when you need it with our pay on demand service.

  • We don’t involve your employer

    Your personal life stays personal. Access your pay before payday without involving your employer in any way shape or form. The power is back in your hands!

Exclusive to Wagepay

More Than Just A Wage Advance Product

We are constantly innovating to bring you the very best products and services.

Not only can you get a wage advance with industry-leading features, but there are so many other benefits and perks that our customers can take advantage of.

 

new | Loyalty Program

We are introducing a program to reward our loyal customers.

new | Real-Time Direct Debit

We are the first in the industry to offer real-time direct debit, also known as PayTo.

Tiered Pricing

We offer lower rates for
selected customers, saving you money.

Credit Scoring

We provide our BEST
customers with FREE access to their credit score from Equifax.

Bank Scoring

We build a “score” based on your bank account and give feedback on how to improve your credit worthiness.

soon | Budgeting

A tool designed to help people see how much they are spending and where they can save money.

"Wagepay is a life savior "

Wagepay has always been my go to if I need some funds before payday. Truly easy to set up and the app is user friendly. Keep up the good work guys:+1::wink:

testimonials

Don't Take Our Word For It, Take Theirs

Excellent
4.7/5
"Helping hand"

I cannot stress enough how amazing they have been with financial help in life’s unexpected events, fast processing and easy to use :smiley:

"Great app"

Excellent app, simple to use and assesses you each time so you don’t borrow too much

testimonials

Don't Take Our Word For It, Take Theirs

Excellent
4.7/5
  • "Wagepay is a life savior "

    Wagepay has always been my go to if I need some funds before payday. Truly easy to set up and the app is user friendly. Keep up the good work guys:+1::wink:

  • "Helping hand"

    I cannot stress enough how amazing they have been with financial help in life’s unexpected events, fast processing and easy to use :smiley:

  • "Great app"

    Excellent app, simple to use and assesses you each time so you don’t borrow too much

OUR MISSION

We’re giving everyday Australians real-time access to their wages and trying to improve their
financial wellbeing. It’s time to empower employees to take control of the money they’ve earned and access their pay on demand.

Discover why Wagepay is the ultimate
new way to access your pay early