How do I qualify for Wagepay?
You’ve got to be employed or at least receiving most of your income from an employer. The minimum income you need to receive into your bank account on a weekly basis is $500 ($1000 every fort night and $2000 every month). It is critical that we can see this income going into a bank account.
How much can I get from Wagepay?
We currently offer up to 25% of your wage in line with your pay cycle. For example, if you’re paid $1000 in the bank every fort night, you’ll have $250 available as an advance.
Why can’t I access all of my wage?
Our product is a responsible and fair financial product. It’s designed to be a short term once off solution to an unexpected cost. Wagepay is not a large long term financial solution.
Can I apply for Wagepay whilst only receiving Centrelink?
No. Wagepay is a service that is offered to employed Australians earning at least $500 per week into their bank account.
How do I apply for Wagepay services?
We are 100% online. Head to our website and sign up.
How many Wagepay Advances can I take out at the same time?
One, we allow you to have one advance at a time, once you have settled your outstanding balance you will be able to apply again.
Does Wagepay do a credit check?
No. At Wagepay, we do not do credit checks as a part of our sign-up process. We complete our assessment using your bank account transaction history.
Does Wagepay contact my employer?
No. We do not involve your employer into our process in any way shape or form.
I have multiple bank accounts, which should I submit?
We need you to submit the account where your employed wages are going into. The minimum income you need to receive into your bank account on a weekly basis is $500 ($1000 every fort night and $2000 every month). It is critical that we can see this income going into a bank account.
What identification documents do I need?
We electronically identify you through services like Credfin,
Equifax, Illion or Frankie Financial. Besides your personal details, we generally need you to have your drivers licence number handy.
How long does it take to apply?
On average, it takes about 3 minutes from start to finish.
Once I’ve been accepted how quick do I get my money?
Once you’ve accepted our agreement offer, we will release your money. For most people, you will have the cash in your bank account and ready to use within 60 seconds providing you bank with an NPP-enabled financial institution.
Can you deposit the funds into a different account to my pay account?
We only deposit the funds into the account where your wage goes into.
What is the minimum amount I need to earn to apply at Wagepay?
Wagepay is a service that is offered to employed Australians earning at least $500 per week into their bank account.
Why do you need my bank details?
Can I apply for Wagepay on a weekend?
Yes, our service is 24/7. 365 days a year.
Can I call someone at Wagepay?
No. We are 100% online. The best way to contact us is via our ‘contact us’ page.
If you do not meet our criteria, we will notify you on the spot that we are unable to assist you.