Wagepay offers perks based on your loyalty to us. The longer
you stay with us the more perks you can access!
Basic Account
You’ve just started!
Welcome!
Welcome!
Access:
- Wage advance requests
Premium Account
You've used our services before!
Access:
- Wage advance requests
- Free bank scoring
Deluxe Account
Wow! You’re one of our top
customers, thank you!
customers, thank you!
Access:
- Wage advance requests
- Free bank scoring
- Tiered pricing: Reduced fees
- Free access to credit score
Discover why Wagepay is the ultimate
new way to collect your wage

what we do best
Wage Advance Product
Get a pay advance with our Pay-On-Demand service. New customers can advance up to 25% of their regular wage, and more for return customers, to a maximum of $2000*.
- We do not perform credit checks, so it does not negatively impact your credit score
- Cheaper than expensive “payday” loans (Small Amount Credit Contracts)
- Advances are instant and paid in 60 second2
- Real-time direct debits (PayTo) are available for participating banks
Even Cheaper
Tiered Pricing
We offer lower rates for selected customers who have a stellar repayment history with us.
- Save money with reduced credit fees
- Eligible customers automatically receive a lower rate


wagepay exclusive
Bank Scoring
We build a score from customers bank accounts and give feedback on how this can be improved over time.
- Free-to-use service
- Helps people build their creditworthiness and improve their financial situation
- Wagepay exclusive offering
Stay Up To Date
Credit Scoring
We provide our top customers with free access to their credit score from Equifax.
- Free-to-use service
- Helps people understand their credit score and keep them up-to-date with changes
- The score is refreshed every month


COMING SOON
Budgeting Tool
A tool designed to help people see how much they are spending and where they can save money.
- This will be a free service
- Helps people stick to a budget
- See where you spend most of your money!