Here to change how you get through to payday
Our mission is to give everyday Aussies real-time access to a Wage Advance when they need it most. Since founding Wagepay in 2020, that mission has helped over 200,000 Australians get through to payday.
What we stand for
We’re a wage advance provider built around a few simple principles.
Built for speed
We believe you shouldn’t be left waiting. From sign-up to receiving your funds, we’ve designed every step to be fast and straightforward.
Digital first
We believe in keeping things simple and fully online. From applying to managing your account, everything happens through the app or web portal, so you’re in control in your own time.
Loyalty rewarded
We believe good customers deserve more. The stronger your history with us, the more you can potentially unlock, from bank and credit score tracking to reduced pricing and rewards.
Privacy focused
We believe your finances are your own business. You don’t need to involve your employer, but if you do, we keep their involvement to a minimum. They never see anything about your account activity.
Our Recent Awards
We are proud to be recognised for driving innovation and delivering for our customers. Take a look at the recognition we’ve earned from our customers and the industry.
Winner of Most Loved Brand and Legendary Service, and Highly Commended for Trusted Brand and Recommended Brand, in the Pay Advance category of the Finder Awards 2026.
Winner of the ProductReview Awards in the Buy Now, Pay Later category in 2024, 2025 and 2026.
Finalist for Best Loyalty Program Launch at the 2025 Asia Pacific Loyalty Awards.
Finalist for Excellence in Lending (Business and Consumer) at the 2025 Finnies Awards, presented by FinTech Australia.
Our company history
With our constant development of innovative services and the rapid growth of our customer base, we are proud of the journey we have been on.
- Launched Gen3 Mobile App
- Increased the maximum wage advance amount to $3,000 in Australia
- Launched Wagepay Canada
- Launched Wagepay Canada Mobile App
- Increased the maximum wage advance amount to $2,500 in Australia
- Launched Wagepay reward points program
- Launched AI-Based Voice Customer Service
- Launched Wagepay For Business
- Introduced bank score tracker
- Introduced credit score tracker
- Received approval for $10m Debt Facility from Institutional Investors
- Increased the maximum wage advance amount to $2,000
- Enabled PayTo (real-time payments)
- Launched advanced AI-based credit decisioning
- Launched mobile App on Apple and Google stores in Australia
- Introduced tiered pricing
- Increased maximum advance to $1,000
- Wagepay is founded in Australia by an experienced international team of entrepreneurs.
- Launched Wage Advance product, with a maximum advance of $500.
Things you should know
Finder Awards are run by Hive Empire Pty Ltd (trading as Finder). ProductReview Awards are run by ProductReview.com.au Pty Ltd. Asia Pacific Loyalty Awards are run by the Australian Loyalty Association (ALA). Finnies Awards are run by FinTech Australia Limited. Wagepay is not affiliated with any of these organisations beyond the results achieved.
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