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Our Mission

We’re giving everyday Australians real-time access to their wages and trying to improve their financial wellbeing. It’s time to empower employees to take control of the money they’ve earned.

our values

We Offer Fair Financial Services For All.

Anti-Expensive Payday Loans

Sick of expensive payday loans, like Small Amount Credit Contracts? It’s your pay. Just get access right away with a wage advance instead.

Freedom

Don’t get trapped with long-term credit card debt. Wagepay gives you the freedom to use your money faster and only when you need it.

Fair & Simple

A simple alternative to bank overdrafts. Wagepay makes it easy to get your money upfront without worry.

our story

Our Company History

  • Why we’re here

    Founded in 2020, Wagepay is an Australian-owned business created by an experienced team of innovative, forward-thinking entrepreneurs in the fintech space who wanted to deliver a premium wage-on-demand service. We are driven by a core belief that employed Australians have worked hard for their money and should be empowered to access their wages when they need it most. 

  • What we do

    There’s never been a better time than now to revolutionise the way Australians access their pay. That’s where Wagepay comes in. We created a service for those seeking an alternative to bank overdraft fees, expensive payday loans, and credit cards. That’s why our bespoke platform was designed from the ground up. It offers a convenient way for employed Australians to access their pay early, without waiting on an employer-determined pay cycle. With real-time access to a portion of your wage, lower fees than traditional small-amount lenders, and no credit checks, Wagepay is the ultimate new way to collect your wage.

  • Our journey so far

    Wagepay has come a long way since its inception. After initially offering wage advances up to a maximum of $500, we have exponentially expanded our product range, now offering a maximum approval amount of $2,500. We also now offer auxiliary services for our best customers, such as bank scoring, tiered pricing, and free access to credit scores. 

  • So, what comes next?

    This is just the beginning for us. Whether it’s delivering budgeting tools or equipping them with the right knowledge to improve their creditworthiness, we’re always looking for new ways to empower our customers with their finances. We are excited to say we have many more products and services coming soon! So, come along for the ride as we create something great together.

  • Why we’re here

    Founded in 2020, Wagepay is an Australian-owned business created by an experienced team of innovative, forward-thinking entrepreneurs in the fintech space who wanted to deliver a premium wage-on-demand service. We are driven by a core belief that employed Australians have worked hard for their money and should be empowered to access their wages when they need it most. 

  • What we do

    There’s never been a better time than now to revolutionise the way Australians access their pay. That’s where Wagepay comes in. We created a service for those seeking an alternative to bank overdraft fees, expensive payday loans, and credit cards. That’s why our bespoke platform was designed from the ground up. It offers a convenient way for employed Australians to access their pay early, without waiting on an employer-determined pay cycle. With real-time access to a portion of your wage, lower fees than traditional small-amount lenders, and no credit checks, Wagepay is the ultimate new way to collect your wage.

  • Our journey so far

    Wagepay has come a long way since its inception. After initially offering wage advances up to a maximum of $500, we have exponentially expanded our product range, now offering a maximum approval amount of $2,500. We also now offer auxiliary services for our best customers, such as bank scoring, tiered pricing, and free access to credit scores. 

  • So, what comes next?

    This is just the beginning for us. Whether it’s delivering budgeting tools or equipping them with the right knowledge to improve their creditworthiness, we’re always looking for new ways to empower our customers with their finances. We are excited to say we have many more products and services coming soon! So, come along for the ride as we create something great together.